Travel Insurance

Anything that can be insured?
Health costs due to disasters or accidents, equipment or property taken during the trip; tour cost has been paid to the travel agency; claims from third parties.

What risks are guaranteed?
Personal accident insurance policies currently in use vary from one company to another company, or known by the name of Company Policy. However, basically the risks are equally guaranteed, ie, a loss or insured accident shortly before leaving the country to return to their home countries. For example: compensation personal accident, hospitalization costs in the hospital or doctor's fees, loss of tour fees paid by the insured, the risk of cancellation or shortening of travel, accommodation allowance due to flight delays or cancellations due to crew strike, lost or delayed luggage or personal belongings, aircraft piracy; cost legal liability to third parties if the claim arises from a third party in another country.

What risks are not guaranteed?
The risks that are not guaranteed, among others: the insured is abroad for medical purposes; accident during a pilgrimage activities; money or valuables; insured to do dangerous sports like winter sports, horse riding, diving, jumping suspension (bungy jumping) ; break the rules in the destination countries; cancellation of travel due to the insured delivery; nuclear reactions or war or local government restrictions.

Anyone who needs this product?
Each individual is traveling abroad, was more than six months to 64 years.

What factors affect the premium rate?
How long the insured is outside the country and how much compensation the desired maximum.